Summary: Threshold is a tax calculator for informational purposes only. It is not financial advice. Use it to understand your tax position, but consult a qualified professional before making financial decisions.
1. Acceptance of Terms
By downloading, installing, or using the Threshold mobile application ("the App"), you agree to these Terms of Use. If you do not agree, do not use the App.
2. Description of Service
Threshold is a UK salary and tax calculator that estimates income tax, National Insurance, pension contributions, student loan repayments, and related deductions. The App provides calculations based on published HMRC rates and thresholds.
3. Not Financial Advice
Threshold is not a financial adviser. All calculations, estimates, and recommendations provided by the App are for informational purposes only. They do not constitute financial, tax, or legal advice.
You should not rely solely on the App's output when making financial decisions. Always consult a qualified financial adviser, accountant, or tax specialist for personal advice tailored to your circumstances.
While we strive for accuracy, tax rules are complex and subject to change. We do not guarantee that calculations will be error-free or that they reflect your exact tax position.
4. Subscriptions and Purchases
The App offers a free tier and a paid "Pro" subscription. By purchasing a subscription:
- Payment is charged to your Apple ID or Google Play account at confirmation of purchase.
- Annual subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period.
- You can manage or cancel your subscription in your device's account settings.
- Lifetime purchases are one-time, non-recurring charges.
- No refunds are provided for partial subscription periods. Refund requests are handled by Apple or Google per their respective policies.
5. User Responsibilities
- You are responsible for the accuracy of the information you enter into the App.
- You must not use the App for any unlawful purpose.
- You must not attempt to reverse-engineer, decompile, or tamper with the App.
6. Intellectual Property
The App, including its design, code, content, and branding, is owned by Threshold and protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the App.
7. Limitation of Liability
To the maximum extent permitted by law:
- The App is provided "as is" without warranties of any kind, express or implied.
- We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the App.
- We are not liable for any financial losses resulting from decisions made based on the App's calculations or recommendations.
- Our total liability to you shall not exceed the amount you paid for the App in the 12 months preceding the claim.
8. Data and Privacy
Your use of the App is also governed by our Privacy Policy. All calculations are performed on your device. We do not collect, store, or transmit your salary, tax, or financial data.
9. Changes to These Terms
We may update these Terms from time to time. We will notify you of changes by updating the "Effective date" at the top of this page. Continued use of the App after changes constitutes acceptance of the updated Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11. Contact
If you have questions about these Terms, contact us at:
Email: ddg.freelance@gmail.com